Dr. Margaret Jamal holds a Doctorate in Christian Counseling and Human Services; Certified Philanthropic Development Officer, Executive Director and Founder of the R.A.T.E.S.™ Foundation co-founder of R.A.T.E.S. Economic Development Group, LLC.. R.A.T.E.S.™ is an acronym, which stands for Response-ability, Account-ability, Evaluation-ability, and Sustain-ability. It is a tool for organizational development focusing upon charitable entrepreneurship; When R.A.T.E.S.™ was first established, it emerged out of a church outreach project to help unite churches and community organizations to meet the needs of the homeless, hungry and neglected children. It was the foundation for her doctoral thesis and dissertation as well as her publication R.A.T.E.S. Principles for Successful Non-Profit and Human Services. Dr. Jamal’s book entitled, “Faith Legacies” is a powerful tool for program development for any believer who is serious about setting up successful faith-based human services that can reach multitudes for generations to come.

Other published titles include “When Girls Don’t Tell” which addresses here own tragic experience and recovery from revictimization from child sexual abuse; "National Treasures-U.S. Foundation Grants", "My Grant Writing Secrets" which is a book of strategies that she used to get millions of dollars in grant funds for various organizations and projects.